What We Offer
what we offer
No matter your situation, we’re here to help you move forward with clarity.
A mortgage is a major financial commitment, and the decisions you make now can have a long-term impact. That’s why clear, reliable guidance matters every step of the way.
First-Time Buyer Mortgages
Buying your first home can feel overwhelming, but we’re here to make the process simple and straightforward. From understanding your options to securing the right mortgage, we guide you every step of the way.
Buy-to-Let Mortgages
Whether you're becoming a landlord for the first time or expanding your investments, we help you find the right buy-to-let mortgage with clear advice and tailored support.
Remortgaging
Review your current mortgage and explore options that may better suit your needs. Whether your deal is ending or you're looking for more flexibility, we help you understand the available choices with clear, straightforward guidance.
Home Mover Mortgages
Moving home is a big step, and finding the right mortgage shouldn’t feel complicated. We help you explore your options clearly, whether you’re taking out a new mortgage or transferring your existing deal to a new property.
Equity Release
Unlock value from your home with clear, straightforward equity release guidance. We help you understand your options, the long-term implications, and whether equity release is the right fit for your circumstances.
Bad Credit Mortgages
A poor credit history doesn’t always mean homeownership is out of reach. We help you explore suitable mortgage options with tailored advice based on your individual circumstances.
Protection Expertise You Can Trust
We help you protect what matters most with tailored insurance solutions designed around your needs and circumstances.
With access to a wide range of protection providers, we compare policies, benefits, and pricing across the market to find the most suitable cover for you and your family. Whether you're looking for life insurance, critical illness cover, income protection, or family protection, our recommendations are always focused on securing the right level of cover for your peace of mind.
12,000+
Protection products
100%
Tailored service
100+
Protection lenders
20+
Protection Solutions
Frequently Asked Questions
1. What types of mortgages do you offer?
We offer a wide range of UK mortgage options including first-time buyer mortgages, remortgages, buy-to-let, fixed-rate, variable-rate, and self-employed mortgages.
2. How much deposit do I need to get a mortgage?
Most lenders require a minimum deposit of 5–10%, although a higher deposit can help you access better interest rates.
3. Can I get a mortgage if I’m self-employed or have bad credit?
Yes. We work with specialist UK lenders who consider self-employed applicants and those with adverse credit, depending on individual circumstances.
4. How long does the mortgage process take?
The process typically takes 2–6 weeks, depending on your documents, lender checks, and property valuation.
5. Do you charge any fees?
Some mortgages may include arrangement or lender fees. Any costs will always be explained clearly before you proceed.
6. How do I get started?
Simply complete the form on this page. One of our UK mortgage advisors will contact you to discuss your options and next steps.
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Thank you for choosing us. Whether you need help with mortgages or protection, we’re always here to assist you.
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Legal
Legal
Bell Mortgage Solutions is registered in England and Wales (Company No. 14629745) and is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd, which is authorised and regulated by the Financial Conduct Authority.
Most Buy-to-Let mortgages are not regulated by the FCA. This website is intended for UK consumers and operates under the UK regulatory regime.
Your home may be repossessed if you do not keep up repayments on your mortgage.
A mortgage advice and arrangement fee may apply depending on the complexity of your case. This will be agreed in advance. A typical fee is £299 and will not exceed 1% of the mortgage amount.